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JTI Funding

JTI Financial | Quick Loan Scenario Request form | ONLINE FORMS | Mortgage Calculator

JTI Funding
PO BOX 3112
Warrenton, VA 20188
(540) 341-4180 Phone
(815) 572-0099 Fax


email: jtifunding@verizon.net


SUB 500 FICO
HARD MONEY
RESIDENTIAL & COMMERCIAL LOAN PROGRAMS


*Blanket Loans up to $7,000,000. Unlimited #of properties.
*True Portfolio Subprime Lender.
*Jumbo Loans from $500,000 to $20 Million.
*Credit Scores Below 500.
*A through D Credit - (loans in foreclosure).
*Up to 100% CLTV Down to 350 FICO!(LTVs will vary by state and by credit grade).
*No Maximum Debt Ratio - (must show ability to pay).
*No Seasoning Requirements.
*Foreclosure Bail-Out and Bankruptcy Programs.
*Cross-Liens.
*Trust/Corporation Loans.
*
Residential/Commercial.
*Purchase Money and Refinance.
*Loans to Foreign Nationals.




Loan Amounts

*Minimum property value: (HARD MONEY LOANS)
$250,000Residential - exceptions can be made down to $100,000
$500,000Commercial - exceptions can be made down to $100,000


RATES & POINTS

*Rates start at 9% and go up to 18% w/ 3 points for Residential properties & 5 points for Commercial properties. Rates are based on risk and reward expected.




SUB 500 FICO 
PURCHASE & REFINANCE

TIER I - HARD MONEY Residential Sub 500 FICO

*75% LTV Full Doc 100%* CLTV Down to 350 FICO - (Click Here)
*70% LTV Stated 100%* CLTV Down to 350 FICO - (Click Here)
*65% LTV Stated 100%* CLTV Down to 350 FICO - (Click Here)
*60% LTV No Ratio 100%* CLTV Down to 350 FICO - (Click Here)

No Log Homes, Manufactured Homes or Rural Properties
5 Acre limit, must have 3 comps within a one mile radius less than 6 months old. *Rental Survey & *Operating Income Statement required. No "Cost to Cure" on appraisal.

*Purchases may require a minimum of 5% Down borrowers own funds. No source or seasoning of funds to close.




FORECLOSURE BAILOUT LOANS


*TIER IUp to 75% LTV  - (Click Here)
*TIER IIUp to 76%-84% LTV  - (Click Here)
*TIER IIIUp to 85%-90% LTV - EAST COAST ONLY! - (Click Here)

No Log Homes, Manufactured Homes or Rural Properties
5 Acre limit, must have 3 comps within a one mile radius less than 6 months old. *Rental Survey & *Operating Income Statement required. No "Cost to Cure" on appraisal.



TIER III GAP Refi - (Click Here)
*64 % LTV No Credit Check! - *Manufactured Homes on permanent foundation o.k. No leased land.


75% - HELOC
*HELOC's to 75% CLTV .
No PrePay
Available Only in: CA,CO,ID,NV,OR,UT

 

 



Hard Money COMMERCIAL LOANS

*Up to 75% LTV HARD MONEY (Click Here - $100k-$200m
Bridge, Foreclosure Bailouts, Mezzanine, Construction & Raw
Land

*
Purchases require 20% Down borrowers own funds.
  No source or seasoning of funds to close
.





Small COMMERCIAL LOANS

*Up to 90% LTV  STATED  - (Click Here) $100K - $1m

*Up to 90% LTV FULL DOC - (Click Here) $1m - $200m

*
Purchases require 10% Down borrowers own funds.
  No source or seasoning of funds to close
.






Rehab "Fix -n- Flip" Funding N/O/O  
Residential ONLY



REHAB "FIX -N- FLIP" LOANS

*REHAB- (Click Here) 65% ARV N/O/O ONLY
"Fix -n- Flip - (Click Here)"

Not available in: Alaska, California, Hawaii, Louisiana and Vermont


 

 



SUBPRIME LOANS

*Up to 90% LTV 500 FICO Full Doc - (Click Here)

*80% LTV 500 FICO Stated - (Click Here) W2 & S.E.

*Up to 100% LTV N/O/O Properties

*Stand Alone Seconds
  103% CLTV 620+ FICO
  107% CLTV 680+ FICO
  125% CLTV 660+ FICO

*NO VOR, NO VOD, FTHB Living w/Parents o.k.,
NO SOURCE/SEASONING OF FUNDS TO CLOSE ON PURCHASE

*Up to 95% LTV Down to 530 FICO Manufactured Homes - (Click Here) 
            D-wides, T-ides, S- wides
           *530-599 FICO Up to 75% LTV
           *640 Beacon or 640 FICO needed for Max LTV

*Up to 80% LTV Log Cabins - (Click Here) Full Doc 560 FICO O/O Only!
                   12 month Title Seasoning

*Unlimited Lates on Mortgage
Unlimited 30, 60, 90 Day Lates - (Unlimited Rolling Lates)

*Up to 85% LTV to $400k Down to a 520 FICO FULL DOC
*UP TO 100% CLTV (80/20) Unlimited Mortgage Lates






OPTION ARMS

*JUMBO Loans - (Click Here) -100% Up to $2,450,000

*SUPER JUMBO - (Click Here) - 70% Up to $10,000,000



10% Down No Credit Check! GUARANTEED APPROVAL! - (Click Here)


 
 
Earase negative items on your credit report!

Click Here



*Bankrupcies*
*Charge Offs*
*Collections*
*Late Payments*
*Judgements*
*Tax Liens*
*Repossessions*
*Foreclosures*
& more!





Loan Submission Sheet


*Loan Submission Sheet - (Click Here)   - (for BROKERS)

Please fax or email with 1003, Credit & Appraisal
to:  815-572-0099 or
jtifunding@verizon.net

*Loan Submission Sheet - (Click Here)  - (for BORROWERS)











FAST APPROVALS!

Same Day Approvals!
24 Hour Underwriting!
Close in 7-14 Days!

Just email or fax the 1003 , Trimerge Credit & *Appraisal along with the Loan Submission Sheet
to: 815-572-0099 fax
or email to:
jtifunding@verizon.net   

*NOTE: All Appraisals must include interior photos and MUST be emailed to:  jtifunding@verizon.net

 

 

JTI Funding
PO BOX 3112
Warrenton, VA 20188
(540) 341-4180 Phone
(815) 572-0099 Fax


email: jtifunding@verizon.net







Hard Money Loan Calculator
 
Amount of Loan:
Annual Interest Rate (13.99%):
Term of Loan: (%):
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