SUB 500 FICO
HARD MONEY
RESIDENTIAL & COMMERCIAL LOAN PROGRAMS

*Blanket Loans up to $7,000,000. Unlimited #of properties.
*True Portfolio Subprime Lender.
*Jumbo Loans from $500,000 to $20 Million.
*Credit Scores Below 500.
*A through D Credit - (loans in foreclosure).
*Up to 100% CLTV Down to 350 FICO!(LTVs will vary by state and by credit grade).
*No Maximum Debt Ratio - (must show ability to pay).
*No Seasoning Requirements.
*Foreclosure Bail-Out and Bankruptcy Programs.
*Cross-Liens.
*Trust/Corporation Loans.
*Residential/Commercial.
*Purchase Money and Refinance.
*Loans to Foreign Nationals.




Loan Amounts

*Minimum property value: (HARD MONEY LOANS)
$250,000Residential - exceptions can be made down to $100,000
$500,000Commercial - exceptions can be made down to $100,000


RATES & POINTS

*Rates start at 9% and go up to 18% w/ 3 points for Residential properties & 5 points for Commercial properties. Rates are based on risk and reward expected.




SUB 500 FICO 
PURCHASE & REFINANCE

TIER I - HARD MONEY Residential Sub 500 FICO

*75% LTV Full Doc 100%* CLTV Down to 350 FICO - (Click Here)
*70% LTV Stated 100%* CLTV Down to 350 FICO - (Click Here)
*65% LTV Stated 100%* CLTV Down to 350 FICO - (Click Here)
*60% LTV No Ratio 100%* CLTV Down to 350 FICO - (Click Here)

No Log Homes, Manufactured Homes or Rural Properties
5 Acre limit, must have 3 comps within a one mile radius less than 6 months old. *Rental Survey & *Operating Income Statement required. No "Cost to Cure" on appraisal.

*Purchases may require a minimum of 5% Down borrowers own funds. No source or seasoning of funds to close.




FORECLOSURE BAILOUT LOANS


*TIER IUp to 75% LTV  - (Click Here)
*TIER IIUp to 76%-84% LTV  - (Click Here)
*TIER IIIUp to 85%-90% LTV - EAST COAST ONLY! - (Click Here)

No Log Homes, Manufactured Homes or Rural Properties
5 Acre limit, must have 3 comps within a one mile radius less than 6 months old. *Rental Survey & *Operating Income Statement required. No "Cost to Cure" on appraisal.



TIER III GAP Refi - (Click Here)
*64 % LTV No Credit Check! - *Manufactured Homes on permanent foundation o.k. No leased land.


75% - HELOC
*HELOC's to 75% CLTV . No PrePay
Available Only in: CA,CO,ID,NV,OR,UT